Defence Grade Risk Modelling

Insurance reserving and capital modelling still rely on legacy methods, yet risk complexity has moved on. Intellegri is a capital intelligence platform powered by the Big Hypotheses Model — a defence-grade Bayesian system originally built to forecast complex, uncertain systems for national security. We deliver transparent decision support that sits alongside your existing models, offering accuracy, speed, and tail risk mastery.
Unrivalled accuracy
Validated against real future outcomes on standard datasets. Our model produces a fully calibrated risk distribution, proving economically superior to standard methods.
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Unprecedented speed
Our patented next-generation speed acceleration reduces calculation time from months to minutes, making real-time portfolio analysis finally possible.
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Transformational cost
Superior insight at a fraction of current spend. By delivering decision-grade accuracy without the heavy overhead of legacy consulting, we transform capital efficiency and make advanced modelling affordable..
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Features

The Big Hypotheses Model is not just another insurance model; it is a general-purpose Bayesian intelligence system designed to understand how uncertain systems evolve as new information arrives. Its core value proposition is giving unparalleled insight into extreme scenarios that drive capital and strategic decisions. We provide a glass-box methodology that delivers a live, probabilistic view of your business, updating in near real-time.

Real-time capital insights
Move from retrospective analysis to live intelligence. Firms can now update capital and reserving positions instantly as new data emerges, delivering results in minutes rather than months.
Scientific Transparency
"Glass Box" methodology. Unlike"Black Box" AI, our Bayesian inference provides explainable reasoning behind every output, improving trust and auditability with regulators and boards.
High-performance Computation
Built on 12 years of R&D and £44m+ in funding. We utilize patented processes to trade model complexity for parallelism, enabling simulation previously considered computationally impractical.
Dynamic Risk
Learning
The model adapts as market conditions change. It borrows strength across portfolios to stabilize estimates for sparse data while accurately capturing volatility in complex lines.
Capital Efficiency
More precise modelling unlocks trapped capital and improves the pricing and reinsurance optimization process.
Regulatory Alignment
We provide a fully justifiable, validated probabilistic foundation that quantifies uncertainty to a defence-grade standard.
"Intellegri’s purpose is to make the invisible visible. We are moving the market beyond static actuarial models into a live, adaptive system that can reason, learn, and explain its view of risk in real time."
Andre Finn
Founder, Intellegri

Powered by UK sovereign research

Developed by the Signal Processing Group at the University of Liverpool, the Big Hypotheses Model represents a sovereign-scale research program funded by the UK Government to solve critical national security challenges . It was built by over 80 post-doctoral researchers to answer questions that cannot be wrong.

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The company’s technical edge lies in the use of Sequential Monte Carlo (SMC) methods within STAN Version 3, but trading model complexity for parallelism — a major computational leap that enables real-time Bayesian risk analysis. This allows insurers, reinsurers, and all alternative risk-transfer vehicles to dynamically update their understanding of capital adequacy, reserving, and exposures under rapidly evolving conditions.

Traditional capital models are built on fixed assumptions, periodic recalibration and heavy regulatory overhead. Intellegri’s approach replaces this with an intelligent, self-updating system that captures uncertainty as it happens — turning risk management into a live process rather than a retrospective exercise.

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Discover how Intellegri can change your view of risk.

reach out to us

Discover how Intellegri can change your view of risk.